HCT Group


HCT Group is a transport social enterprise, providing bus services, social services transport, school buses, minibuses and more across the UK.


Key information

  • Focus area

    Social lending
  • Investment type

    Enterprise debt
  • Region

    UK wide
  • Duration

    5 years
  • Investment amount

    £9.95 million
  • Turnover

    £45.5 million
  • Challenge

    Older people, disabled people and people who are long-term unemployed are more likely to experience loneliness and isolation, issues that are linked with around a 30% higher risk of early death. Many older people also experience difficulty accessing local services such as shops, the post office or day centre.

  • Approach

    HCT Group provides transport for vulnerable people to improve access to community groups, local facilities and services. Community-designed bus routes provide the opportunity to engage with the outside world, improving wellbeing and encouraging independent living.

  • Revenue model

    HCT Group operates commercial contracts in London, Bristol, Leeds, Wakefield, Jersey and Guernsey. These revenues enable them to provide community transport services and repay the loan.

  • Impact

    Over the last five years, HCT Group has provided 1.77 million passenger trips for community groups and disadvantaged people. They provided 2,540 qualifications for long-term unemployed people, found work for almost 400 unemployed people and created over 350 jobs.

Gemma Bourne.jpg

Gemma Bourne

Managing Director
Talk to me about:
Social and affordable housing

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